Ponce Financial Group Stock Analysis

Ponce Stock Analysis Notes

About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.2. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Ponce Financial Group last dividend was issued on the 31st of May 2018. The entity had 1395:1000 split on the 28th of January 2022. Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. PDL Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 253 people. To find out more about Ponce Financial Group contact Carlos Naudon at 718 931 9000 or learn more at https://www.poncebank.com.

Ponce Financial Group Investment Alerts

Ponce Largest EPS Surprises

View All Earnings Estimates

Ponce Financial Environmental, Social, and Governance (ESG) Scores

Ponce Stock Institutional Investors

Note, although Ponce Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Ponce Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 379.33 M.

Ponce Profitablity

The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.45 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.45.

Management Efficiency

At present, Ponce Financial's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Ponce Financial's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 619 M, whereas Total Assets are forecasted to decline to about 1.9 B. Ponce Financial's management efficiency ratios could be used to measure how well Ponce Financial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 15th of February 2026, Ponce Financial holds the Risk Adjusted Performance of 0.0555, coefficient of variation of 1600.5, and Semi Deviation of 1.25. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ponce Financial, as well as the relationship between them.

Ponce Financial Group Price Movement Analysis

Ponce Financial Group Insider Trading Activities

Ponce Financial Outstanding Bonds

Ponce Financial Predictive Daily Indicators

Ponce Financial Corporate Filings

Ponce Financial Forecast Models

Ponce Financial's time-series forecasting models are one of many Ponce Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ponce Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Ponce Financial Bond Ratings

Ponce Financial Group financial ratings play a critical role in determining how much Ponce Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Ponce Financial's borrowing costs.

Ponce Financial Group Debt to Cash Allocation

Ponce Financial Group currently holds 654.81 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Ponce Financial's use of debt, we should always consider it together with its cash and equity.

Ponce Financial Total Assets Over Time

Ponce Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Ponce Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Ponce Financial Debt Ratio

21.0

It appears most of the Ponce Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Ponce Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Ponce Financial, which in turn will lower the firm's financial flexibility.

Ponce Financial Corporate Bonds Issued

Ponce Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Ponce Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ponce shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ponce Financial. By using and applying Ponce Stock analysis, traders can create a robust methodology for identifying Ponce entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Ponce analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Ponce analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Ponce Financial Group stock analysis indicators help investors evaluate how Ponce Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Ponce Financial shares will generate the highest return on investment. By understating and applying Ponce Financial stock analysis, traders can identify Ponce Financial position entry and exit signals to maximize returns.

When running Ponce Financial's price analysis, check to measure Ponce Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ponce Financial is operating at the current time. Most of Ponce Financial's value examination focuses on studying past and present price action to predict the probability of Ponce Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ponce Financial's price. Additionally, you may evaluate how the addition of Ponce Financial to your portfolios can decrease your overall portfolio volatility.